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Any Washington resident with private health insurance through an employer or group, however, cannot be discriminated against or restricted from coverage by that group's or company's Washington health plan. People seeking individual Washington insurance coverage may be restricted and/or denied under some circumstances, as well. In order to protect the entire health care system in Washington, the state legislature enacted the State's Health Insurance Reform Law to ensure people in the state to receive high-quality health care, regardless of their health care needs. In Washington, health insurance is available to all residents, but it varies widely from one health care provider to another. are 4 door cars cheaper to insure were designed to allow residents access to affordable health care plans, and to protect them against unfair treatment by health care providers. Under health insurance reform law, health insurance providers can no longer refuse to cover someone based on pre-existing conditions, race, gender or any other factor. In addition, Washington State has enacted a new Washington State Civil Rights Act that guarantees all residents equal access to health care services. In addition to ensuring equal access to health care providers, Washington State health care reform law provides greater protection to patients. For instance, it protects people against discrimination in health care services or other health services, including discrimination in terms of health, race, gender, sexual orientation or age. In addition, Washington State law provides special protection to Medicare beneficiaries. Another aspect of Washington State's health insurance reform law that affects patients is that it regulates premium rates. The State Health Department sets premium rates and rules for insurers, hospitals, doctors, and other health care providers in Washington State. This ensures that health insurance providers are competitive with each other and maintain a healthy and steady health care industry. In addition to regulating premiums, the State Health Department requires health providers to disclose all fees that they charge and prohibits health care providers from denying coverage because of pre-existing conditions. In addition, the State Health Department makes sure that all health care providers offer quality health services to patients. As stated previously, Washington State Health Reform law provides important protections for health care coverage for both individual and group members. In addition to the health insurance providers, it also regulates health care providers in the medical care industry, including health care practitioners, hospitals, doctors, nursing homes, laboratories, labs, and clinics, pharmaceutical companies, and other health care centers. Washington State's Health Insurance Reform Act is an excellent way for Washington State residents to protect their health care. With the comprehensive protections provided by this law, it ensures all residents have access to quality health care. It is essential that all residents understand what the law does and how it applies to you. For example, Washington State's Health Insurance Reform Act states that health insurance plans are available to all residents who meet the minimum health coverage guidelines established by the State Health Department. Additionally, Washington State law ensures that health insurance providers are licensed by the State Health Department to provide health care services to residents in Washington State. Health insurance providers must also comply with certain state regulations in order to remain in operation. In addition to following all of the State Health Department's guidelines, health insurance providers must comply with the provisions of a contract with the State Health Department. The contract states that the provider pays a certain percentage of the costs of services rendered by the health care professional. Health insurance providers must also pay their bills in a timely manner, submit their taxes to the State and keep records that show how much they spend on health care services. Additionally, they must meet other requirements as set forth by the State Health Department. In addition to the provisions described above, Washington State's Health Insurance Reform Act also gives additional protection to patients in terms of purchasing health insurance in the form of private health care insurance. It is important that all residents understand these laws and learn more about health insurance in Washington State.